Hello Chiara.

There’s a charge on your Gem Visa card that we can look at together. We’ll take this one step at a time.

Did you authorise this transaction?

ShopBack

$3000.00

18 Aug 2026

To process your dispute we will need to confirm a few details

We can confirm it’s your card from a photo of the back — without reading the full number or security code. Or enter a few details instead.

Confirm you are the cardholder

Scan the back of your Latitude card. Switch horizontal or vertical to match how you hold it.

Latitude will never request your card details via email, SMS, or phone.

We will process any refunds to the following

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We’re matching those details to your Latitude card. This usually takes a moment.

We’ll send a dispute code to your phone

Enter the 6-digit code so we can confirm it’s you before we process this dispute.

Enter your dispute code

We sent a 6-digit code to your mobile phone with the merchant information and amount.

We’re checking that code against this dispute. Nothing is lodged until it matches.

That code matched

Your dispute is confirmed. We’re taking you through to complete — you don’t need to do anything else.

That code didn’t match

Nothing has been lodged. We’ll send you back to try the 6-digit code again.

Your dispute is complete

We’ve processed it. Your statement should reflect the dispute in the next few hours.

Just getting your dispute ready.